OnPay pricing
Quick verdict
As of 2026-09-27, OnPay payroll software pricing starts at $49/mo on its Payroll Essentials plan. It has no free plan. There is 1 plan in total. All figures come from the vendor's own pricing page, kept dated and current.
OnPay has 1 plan. There is no free plan. The cheapest paid plan is Payroll Essentials at $49/mo on monthly billing. Pricing is Monthly base fee plus per-worker fee; stored tier price is the base fee only.
ToolFit may earn a commission when you sign up through some links on this page, at no extra cost to you. This never affects our rankings — those come straight from the dataset. Full affiliate disclosure.
No free plan.
At $49/mo across 1 plan, OnPay's entry price is 11% above the $44/mo median across the 4 payroll software we compare.
| Plan | Monthly | Billed annually | Contacts / limit | What's included |
|---|---|---|---|---|
| Payroll Essentials | $49/mo | — | Base fee only; the captured itemized-breakdown row states $49 base plus $6 per worker. This is the exact live-proven tier name text, copied verbatim per the no-fabrication rule rather than replaced with an invented label. |
Price history
OnPay's Payroll Essentials plan has held steady at $49/mo from Sep 2026 to Sep 2026.
| Observed | Payroll Essentials plan (monthly) |
|---|---|
| $49/mo | |
| $49/mo |
What you'll actually pay
As of , OnPay payroll software pricing starts at $49/mo, but none of these buyer scenarios match a covering tier — see the plan table above for its published pricing.
| Scenario | Monthly usage | Cheapest plan | Base plan | Add-ons | Total / mo |
|---|---|---|---|---|---|
| Solopreneur | 500 contacts · 2,000 sends | Custom | Custom | — | Custom |
| Event coordinator | 500 contacts · 5,000 sends · SMS | Custom | Custom | — | Custom |
| Small business | 2,500 contacts · 20,000 sends | Custom | Custom | — | Custom |
| Nonprofit | 5,000 contacts · 25,000 sends | Custom | Custom | — | Custom |
| Ecommerce store | 10,000 contacts · 80,000 sends · SMS | Custom | Custom | — | Custom |
Each total is the list price of the cheapest plan covering that persona's contacts plus any add-ons (e.g. SMS) it needs, read from the vendor's own pricing — the real cost, not the sticker price. Scenario set v1.0.0; usage-based tiers that don't publish a rate for a scenario show as Custom.
Source: onpay.com/payroll/software/accountants/pricing, verified
See OnPay plans →Compare OnPay plans & pricing →
Related comparisons
- Gusto vs OnPay
- OnPay vs SurePayroll
- OnPay alternatives
- Price history: how every payroll software tool's price has moved
- Compare all payroll software
Frequently asked questions
Does OnPay have a free plan?
No. OnPay does not offer a free plan. The cheapest way to start is its Payroll Essentials plan at $49/mo, and most vendors also offer a limited free trial before you commit to a paid tier. Every figure comes straight from our maintained, dated dataset, verified on 2026-09-27.
How much does OnPay cost?
OnPay lists 1 plan, and its cheapest priced option is Payroll Essentials at $49/mo. Pricing for payroll software is Monthly base fee plus per-worker fee; stored tier price is the base fee only, so your cost scales with your workforce. There is no free plan.
Is OnPay cheaper than the average payroll software tool?
The average entry price across the 4 payroll software tools we track is $43.25/mo per month. OnPay starts at $49/mo, which makes it more expensive than the payroll software average. Free plans and annual billing can change the real cost, so compare on your workforce size.
Get notified when prices change
We track payroll software pricing daily. Get a weekly email roundup of price changes — no spam, unsubscribe anytime.